Loan information
These are the current loan limits, term, rate and fee. Review the complete cost before applying.
Minimum amount
¥5,000
Maximum amount
¥100,000
Term
6 months
Interest rate
12% p.a. flat
Repayment calculator
Amount requested
¥20,000
¥5,000¥100,000
- Term
- 6 months
- Interest charged
- ¥1,200.00
- Processing fee (2%)
- ¥400.00
- Paid out to you after fee
- ¥19,600.00
- Monthly repayment
- ¥3,533.33
- Total repayable
- ¥21,200.00
Fee disclosure
- Fee amount
- 2% of the approved loan amount (¥400.00 on a ¥20,000 loan).
- Why it is charged
- It covers application handling, identity checks and disbursement administration.
- When it is charged
- Only after approval, deducted from the amount paid out. You are never asked to pay anything before a decision.
- Refundability
- Not applicable — because nothing is collected in advance, there is nothing to refund if your application is declined.
- Who receives it
- Guyana Loan (the platform operator). No third party receives this fee.
- Important
- Paying a fee does not guarantee approval and does not influence a credit decision in any way.